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Department of Justice and Community Safety

FREQUENTLY ASKED QUESTIONS

When is a worker covered for workers compensation?

In the Australian Capital Territory a worker is entitled to compensation for any personal injury, disease or aggravation that occurs:

  • during the course of employment
  • by any incident arising out of employment
  • on a journey to or from work.

When is workers compensation insurance required?

Under the ACT Workers Compensation Act 1951 (the Act) an employer is liable for any compensation payable to a worker suffering work-related injury or disease. Where an employer has a current workers compensation policy, the insurer indemnifies the employer for costs of the claim.

It is compulsory for all employers in the Australian Capital Territory to have a current ACT workers compensation policy in place with an Approved Insurer (see Information Bulletin 11.04 Workers Compensation - Approved Insurers).

Employers with the resources to fund any workers compensation liability imposed on them may apply to ACT WorkCover to be a self-insurer.

Who can provide workers compensation insurance?

Workers compensation in the ACT is a privately underwritten and market driven scheme. Insurers apply to ACT WorkCover to become "Approved Insurers" in order to offer workers compensation coverage in the ACT.

Approved insurers are listed in Information Bulletin 11.04 Workers Compensation - Approved Insurers.

What are the benefits under the workers compensation scheme?

Benefits under the ACT Workers Compensation scheme are outlined in Information Bulletin 11.07 Workers Compensation - Claims Process and Benefits.

For further information please contact the Workers Compensation Hotline on 6205 0760.